Compaire Mortgage Loan Rates, Bad Credit Loans

Debt Consolidation Company BUSINESS PLAN

US $15.95 End Date: Wednesday Mar-17-2010 12:54:32 PDT Buy It Now for only: US $15.95 Buy it now | Add to watch list

Debt Consolidation Services~SBA funding ~ Business Plan

US $25.99 End Date: Friday Mar-19-2010 15:05:54 PDT Buy It Now for only: US $25.99 Buy it now | Add to watch list

-I’m 22 yrs old.

***Am I too young to be approved for a business loan?

-I am about $4000 in debt (from medical bills only) but I have small monthly payment plans that I’m keeping up with.

***If you can prove that you are paying your debts off and that they are only medical related—can you still be approved for a small business loan?

***What is the minimum amount they usually give for a small business loan? What is the usual amount?

***When applying for one, do you apply in person, or on paper? Do you have a chance to show your business plans to the bank? Because I want them to know how profitable it will be, and how quickly I’d be able to pay the loan back.

Basically what I’m asking in all of this is:
Is applying for a small business loan very black and white, or does it all depend on if they trust that your business, specifically, will be successful enough to pay back the loan?

***********Also: Any tips?

I so want out of my debt, and I’ve been searching online for a really good debt consolidation program, but I’m just so affraid and I don’t know what to do. What bothers me the most is the fact that I might have to spend a lot of money on interest fees. I’m irritated.

i want to consolidate my debt but am concerned with how negatively its affects are on my credit. can i pay on a consolidated debt at a significantly lower interest rate than now(im averaging +20%!)? if so, will that outweigh the side-effects?